Lending & Credit
Thai banks brace for weaker 2026 earnings as rate cuts hit margins
Loan growth may pick-up but likely to stay in single digits, says Fitch.
Australia’s new mortgage caps unlikely to hit bank credit growth
The new limit may mitigate risks of significant increases in household debt.
This week in finance: CIMB Singapore's new card for sole proprietors; banks' real estate woes; in-app chat services heat up
GoTyme Bank is now compatible with Google Pay.
Hong Kong’s banks pressured by real estate stress and lower margins in 2026
Many banks have begun cutting property exposure.
APAC developing markets slated to see lower margins in 2026
Except for Japanese banks, which could see NIMs rise faster if monetary tightening is more aggressive than expected.
Mortgage competition between Aussie homeowners and investors heats up
First-time homeowners increasingly need to take on more debt to afford a house.
Which suburb in Australia leads in mortgage arrears?
Victoria and New South Wales are the only states represented in the highest-arrears list.
Weak household demand causes 82.9% drop in new Chinese bank loans
This was blamed on weak household loan demand, particularly short-term loans.
Indonesian banks, VinFast ink MOU to make EV ownership more accessible
They will develop attractive loan programs and develop faster credit approval processes.
Business loans in Thailand set to expand in Q4: survey
Lenders are expected to be more cautious of small SME borrowers, however.
UnionBank offers 0% installment plans in Ikea for credit card holders
For a minimum spend, cardholders can avail a 0% installment plan for 3 months.
Aussie mortgage holders and renters lead in unpaid card debt: survey
Mortgage payers owe A$1,342 on average, compared to homeowners owing A$787.
Australians pull back on spending to afford a home loan: survey
Despite this, 1 in 3 Australians believe that they will never afford their own home.
Malaysian banks’ sector earnings on track for growth in 2025
Loan growth was stable in September, although household loan growth was slightly slower.
Philippine banks to maintain lending standards in Q4 2025
1 in 10 banks will tighten lending standards for business and household loans.
India’s digital NBFCs poised for strong loan growth through 2030
Rising digital adoption and a supportive regulatory framework will push growth.
Commentary
Asia’s electronic markets reach an inflection point of transformation
Tokenisation in the Philippines: The consumer is ready, but is the infrastructure?
Asian firms need to get ready for digital assets and currencies
AI can build your plan, but can it hold you to it?
Built to last: How Japan is approaching the cross-border payments challenge