Commentary

Buy now, worry later: The hidden cost of BNPL

BNPL providers should adopt ‘affordability-by-design’ rather than ‘affordability-after-default.’

Commentary

Buy now, worry later: The hidden cost of BNPL

BNPL providers should adopt ‘affordability-by-design’ rather than ‘affordability-after-default.’

Commentary

Why most banks are struggling with AI, and what the smart ones are doing differently

Instead of running in parallel to the business, it is part of how it operates.

Commentary

Data, AI, and trust: The next era of financial crime prevention

Data underpins effective financial crime defence.

Commentary

From behavioural change to scalable inclusion: Cross-border payments in APAC

The goal is not just faster transfers, but a seamless, inclusive financial ecosystem.

Commentary

Device governance is not an IT problem. For SEA's financial sector, it is a boardroom one

With fintech being a targeted industry, no vulnerability can be left exposed.

Commentary

Corporate acupuncture: How precision M&A is reshaping Asia’s competitive edge

Momentum is coming from targeted, capability-led acquisitions.

Commentary

Asia’s banks hold the mandate to innovate. Now they must earn it.

Banking is no longer measured against other financial institutions, but against digital experiences.

Commentary

Why Asia's banks are rebuilding their credit infrastructure in 2026

Customers now expect visibility alongside instant credit experiences.

Commentary

Banks retreat, private credit advances: Asia Pacific’s quiet lending revolution

The region is amongst the fastest-growing private credit markets globally, albeit from a smaller base.

Commentary

Human Sparsity Blockchain: A citizen-validated ledger for digital finance supervision

HSB collects ground-level fraud signals that are captured in standardised entries.

Commentary

Will stablecoins disrupt the banking business?

The response from central banks and regulators worldwide has varied widely.

Commentary

Digital transformation starts with leadership

When employees understand the “why” behind a change, digitalisation becomes a shared journey rather than a top-down mandate.

Commentary

The future of Asian banking isn’t ‘AI-first’ – it’s ‘fearless-first’

The biggest temptation is to treat AI as a “bolt-on feature.”

Commentary

Why APAC banks must rethink their approach to the cost reduction challenge

APAC's fintech market is set to reach $304.55b by 2030, up from $144.87b today.

Commentary

Thailand backs major conglomerates for digital banks but risks stifling innovation

Did the Bank of Thailand play it too safe by going for large, established conglomerates?

Commentary

Fighting fraud in the digital banking age

Cybercriminals are exploiting new weaknesses, with digital document forgeries up 244% year-over-year.

Commentary

Asian banking’s next frontier: Beyond growth, embracing precision

What does “precision” actually mean in the context of Asian banking?

Commentary

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