Retail Banking

Korean banks began compensating investors for HK ELS-linked losses

Shinhan Bank and Hana Bank have begun compensating customers.

Korean banks began compensating investors for HK ELS-linked losses

Shinhan Bank and Hana Bank have begun compensating customers.

Vietnam’s HDBank eyes 30% dividend in 2024

Total assets are reportedly set to exceed $28b this year.

Australia’s Defence Bank lending strategy buoys strong asset quality

The bank’s problem loans will remain below 0.5%, says Moody’s.

Average interest rates of new bank deposits in South Korea declines

Interest rates of new loans are also lower in February.

Indian banks’ profits dragged by rising costs and tightening money supply 

Deposit growth and credit growth will slow, impacting banks’ margins.

Lower interest rates and property woes weigh on Bank of China’s profits

Net interest margin fell, although at a lower decline than other Chinese megabanks.

BOCHK's strong profits combats its property loan weakness

The bad loans ratio, whilst rising in 2023, is expected to fall to 0.7% in 2024-2025.

Empathy deficit erodes customers’ trust in banks

Customers who feel valued are willing to spend more for banking products.

China Merchants Bank says it’s “challenging” to achieve Q1 earnings growth

The bank is bracing for a margin squeeze and guided for tepid fee income.

HDBank charts best-ever profits of $524m in 2023

The bank’s profits have grown at a rate of 49.1% over the past decade.

Mandated property lending poses challenges for Agricultural Bank of China

ABC also faces a moderate decline in profits following recent rate cuts.

SMBC reels new managing executive officer and co-head for Asia Pacific

Katsufumi Uchida succeeds Yuichi Nishimura in this role.

Bangkok Bank’s large credit reserves lends stability to problem loans

The bank is expected to maintain strong solvency and liquidity.

APAC banks ready for Basel III

Transition is not expected to have a substantial impact on capital requirements.

Taiwan’s First Commercial Bank boasts sound asset quality but property risks abound

It should be able to mitigate these risks with its conservative LTV ratio and solid economic conditions.