Retail Banking
Asia Pacific lenders turn to AI to strengthen compliance efforts
Asia Pacific lenders turn to AI to strengthen compliance efforts
Oracle’s clients achieved 70% productivity gains as AI improved compliance efficiency.
Thailand's TMBThanachart Bank beats Q3 profit forecasts on lower provisions
But management is bracing for slower fee income growth in Q4 2025.
ANZ names Sheng Lee as country head of Vietnam operations
Lee, who has been with ANZ since 2015, will commence his new role in early 2026.
Techcombank's Q3 profit hits record high on ecosystem gains
Bank’s deposits, CASA, and PBT reach new highs
Bangkok Bank earnings forecasts raised up to 15%: CGS International
The bank posted a $420m (THB13.8b) net profit for the third quarter.
Asia Commercial Joint Stock Bank expected to maintain profitability
Moody’s expects new delinquencies to stay low in the next 12-18 months.
BPI posts $858.5m net income as revenues climb 13% in 9M 2025
The bank’s total assets reached $59.5b.
Singapore banks face softer earnings as NIMs stay under pressure
DBS also noted growing focus on Singapore banks’ Hong Kong exposures.
SG banks' Q3 profit seen slipping up to 1.6% QoQ on lower interest rates
Lower interest rates outweighed improved investor sentiments.
Thai Banks face 3.7% YoY impaired loans rise in 2025
Low unemployment and declining interest rates are expected to help pay back debts.
Banks see sharp drop in cheque use ahead of 2027 phaseout
More people are using e-payment solutions such as PayNow and FAST.
Over 1 in 3 Maya credit cardholders from deposit-backed black express card
The minimum express deposit serves as the basis for the customer’s credit limit.
Indonesia’s Krom Bank renews partnership with Mambu
Krom aims to have over 20 million accounts by 2030.
Why digital banks are becoming mobile service providers
A compelling neobank operator uses mobile connectivity as a cross-leveraged product.
Krungsri’s capital and stable profitability mitigates elevated loan risks
The bank is expected to enjoy a very high probability of support from parent MUFG.
India’s retail payments now 99.8% digital: CareEdge
Cards and prepaid instruments are stable or in decline as UPI increases in popularity.
Australia rate cuts ease pressure on mortgage arrears: Fitch
One more rate cut in 2025 may lower arrears further, the ratings agency said.
Commentary
Asia’s banks hold the mandate to innovate. Now they must earn it.
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Digital transformation starts with leadership