Retail Banking
Banks struggle to keep pace as fintechs scale agentic AI
Banks struggle to keep pace as fintechs scale agentic AI
Most incumbent initiatives are defined by narrower applications.
Singapore’s fintechs see mismatch between talent and hiring demand
Startups and scale-ups are the biggest employers whilst talent comes from MNCs.
This week in finance: CIMB Singapore's new card for sole proprietors; banks' real estate woes; in-app chat services heat up
GoTyme Bank is now compatible with Google Pay.
GoTyme Bank rolls out crypto investment services in the Philippines
Customers can invest in 11 cryptos without registering on a third-party platform.
Malaysia’s GXBank facilitated 220 million transactions in 2025
The bank has also disbursed about MYR25m to MSMEs via GX FlexiLoan.
APAC DM banks take on more risk as margins shrink
Aussie banks are growing their SME exposure whilst other banks are expanding overseas.
Citi boost FX team in Japan, JANA, and Asia South with new hires
New hires include a head of corporate FX sales in India and three director-level hires.
China Zheshang Bank credit costs to stay elevated over next two years
Loans to the property sector and inclusive finance will remain problems.
GoTyme Bank now compatible with Google Pay
Customers can pay without entering card details whenever there’s a Google Pay button.
CIMB's new card gives 114-day interest-free drawdowns to small businesses
It offers 114 days interest-free period for working capital loans.
RBI begins linking payments system with Europe’s instant payment settlement
The proposed linkage is expected to facilitate cross-border remittances.
BSP says customers can still withdraw over $8,750 without delays
Customers will need to show a legitimate purpose of withdrawal.
8 in 10 young Aussies suffered financial difficulties in 2025
Just 30% think they will afford a comfortable place to live in the next 12 months.
Hong Kong’s banks pressured by real estate stress and lower margins in 2026
Many banks have begun cutting property exposure.
Siam Commercial Bank enables transaction completion via in-app chat
Customers do not need to enter account numbers or save QR codes.
HSBC China’s asset quality, profitability stable: Moody’s
The bank has a track record of sound asset quality, the ratings agency said.
Maybank’s net profit up 3.7% to $1.9b in 9M 2025
Net fund based income and higher NOII helped lift up profits.
Commentary
Asia’s banks hold the mandate to innovate. Now they must earn it.
Why Asia's banks are rebuilding their credit infrastructure in 2026
Banks retreat, private credit advances: Asia Pacific’s quiet lending revolution
Human Sparsity Blockchain: A citizen-validated ledger for digital finance supervision
Will stablecoins disrupt the banking business?
Digital transformation starts with leadership